The method, run on ourselves.

A drawing set goes in. A priced bill of quantities comes out. The three weeks in between are the product.

Pricing a building still means a senior estimator tracing lines over a drawing set with a highlighter for two to four weeks, then doing it again every time the architect issues a revision. BuildIQ rebuilds the geometry the export threw away, classifies it, measures it, and prices it against live supplier rates. The estimate is then held as the live budget for the rest of the job.

Opened inside 21M Labs as file 001, and venture-built by Ezra Bridge once it held. Positioned as AI-assisted take-off validated by the contractor, not full automation, and not claimed as such.

A net-60 invoice is a sixty-day loan at zero percent, written by a supplier to a buyer many times its size.

Revaia advances against invoices a business has already earned, settles in stablecoin within a day, and then tracks repayment from the debtor so the supplier never has to chase its own customer. The capital behind the advance comes from an institutional pool rather than a balance sheet, and the yield those advances generate accrues to the participants in it.

Invoice financing is the product on day one. The direction is broader: working capital and banking infrastructure for the businesses the incumbent system prices worst.

An independent lab in Denver that opens more files than it finishes, and writes down in advance what would make it stop.

21M Labs is not an Ezra Bridge company. It is an independent technology lab we fund and venture-build alongside, and it is the closest thing this practice has to proprietary origination. The lab runs many small bets under one procedure. When a file proves that people come back to it, Ezra Bridge takes it through the same seven stages as any external mandate and builds it into a company. BuildIQ is the first one that made it.

The lab keeps autonomy over what it opens and which verticals it works in. We do not get a vote on that. The arrangement covers funding and venture building, and it stops there, which is what keeps the origination honest.